Everything you own.Every country.One number.
Worthken brings your accounts, property, loans and investments across countries and currencies into one calm, private view. Read-only by design. It never moves your money.
- Read-only. Never moves money
- Passkeys + mandatory 2FA
- No ads. Data never sold
$0
+$7,034.71 (+2.2%) this month
- USUnited States$230,820
- INIndia₹81,25,000
- GBUnited Kingdom£3,200.00
Quick: what are you worth?
If you need a weekend and a spreadsheet to answer, read on.
7 apps.
3 countries. 2 currencies. Zero idea what it adds up to.
The rupee moved.
Your spreadsheet didn't notice. Your net worth did.
The flat back home?
Valued at whatever you guessed in 2019.
One person knows where everything is.
Ask your family what happens if it's you.
Wealth is scattered. Clarity shouldn't be. A 401(k) in Austin. A flat in Pune. Gold in a locker in Hyderabad. It's all yours. It should all be in one place.
Statement · Worthken, by the numbers
- Money Worthken can move. Read-only access, always.$0
- Number for everything you own and owe, in any home currency.0
- Asset and debt types, from 401(k)s to PPF to gold loans.0+
- Glance: net worth, change and trend on the first screen.0s
Your whole financial life, at a glance.
Not another budgeting app. Worthken answers one question beautifully, what you're worth, and then shows you exactly why.
One number you can trust
Your net worth, how much it moved and why, on the first screen. Scrub the trend chart to any day. Details are one tap away, never in your face.
- Change attribution: markets vs. new money vs. debt paid down
- Owned vs. owed vs. money you can actually use
- Daily snapshots, so history builds on its own
A world view of your money
See what you hold in each country, in its own currency, and switch your home currency in one tap. Built for people with a 401(k) in the US and a flat in Pune.
- Original currency always kept, never rounded away
- Live FX with the rate and time shown
- Locale-aware numbers: ₹1.2 Cr and $1.2M
Every asset. Every debt.
Cash, stocks, funds, retirement accounts, real estate, crypto, gold, RSUs, insurance with cash value, hand loans. And on the other side: mortgages, cards, education loans, BNPL.
Automatic where possible
Link US banks and brokerages through secure, read-only providers. Import Indian mutual funds from your CAS statement. Prices and exchange rates update on their own.
Property, estimated honestly
Real estate gets an estimate with a range and a confidence level, never a fake-precise number. Know better? Override it, and Worthken remembers why.
Built for families
Each person keeps their own private login. Joint and family-owned assets roll up into a family view, with privacy controls for what is shared.
An end-to-end encrypted vault
Keep deeds, loan agreements and statements next to the assets they belong to. Encrypted on your device; we can't read them.
Emergency and legacy access
Choose a trusted person who can see the full picture if something happens to you, with a waiting period you control.
Drag to spin
Your money speaks many currencies. Worthken speaks all of them.
See what you hold in each country, in its own currency, then flip your whole net worth into dollars, rupees, pounds, dirhams or any of 20+ currencies in one tap. Live rates, with the time they were taken.
- USUnited States401(k) · brokerage · savings$230,820
- INIndiaFlat in Pune · mutual funds · PPF₹81,25,000
- GBUnited KingdomISA£3,200.00
- AEUAESavingsAED 42,000
- SGSingaporeCPF top-upS$18,400
- CACanadaTFSAC$12,600
We can look. We can't touch. Every figure keeps its original currency.
Set up in an evening. Clear for years.
Three steps. No spreadsheets, no formulas, no weekend lost to reconciling currencies.
Connect or add
Link accounts through read-only providers, import a CAS statement or CSV, or add anything by hand in seconds: a flat, a gold loan, money you lent a friend.
Worthken values it
Market prices for investments, amortization for loans, ranged estimates for property, live FX for every currency. Each value shows where it came from.
See it whole
One number, one trend, one world map. A calm weekly digest tells you what changed and why. No trading buttons, no product pushes, no noise.
Privacy isn't a setting. It's the architecture.
Most finance apps are free because you're the product. Worthken is built the other way round: read-only by design, encrypted end to end where it matters, and paid for by people who use it, not by advertisers.
We can look. We can't touch.
Read-only, by design
Worthken can see balances. It can never move money, place trades or hold funds. That is an architectural rule, not a setting.
Passkeys first
Sign in with Face ID, Touch ID or a security key. Two-factor is mandatory, and sensitive actions ask you again.
Encrypted everywhere
Provider tokens are encrypted with keys held in a managed KMS. Vault documents are end-to-end encrypted on your device.
Nothing sensitive in logs
No account numbers, balances or tokens in logs, traces or error reports. Ever.
Your data is never the product
No ads. No selling or sharing data. Export everything to CSV or a PDF statement whenever you like.
Information, not advice
Worthken explains what changed. It never tells you what to buy, and never has a product to sell you.
Built for DPDP (India), GLBA & CCPA (US), and GDPR (EU/UK) from day one.
Read how we handle data, what we’re audited for next, and who processes what.
Why “Worthken”
ken
/ken/ · noun
Range of sight or knowledge. As in: “beyond my ken.”
Worthken puts your worth within your ken.
We named it for the moment it gives you: the whole picture, in sight, at once. Not a trading screen. Not a sales funnel. Just you, seeing clearly what you've built.
Made for money that doesn't stay put.
Free while we build it. Fair when we launch.
Simple per-person pricing. No ads, no commissions, no upsells. If a payment ever fails, you keep read-only access to everything.
Early access
Free
during the beta
Everything in Worthken while we build it with you.
- Unlimited accounts and assets
- US & India country packs
- Encrypted document vault
- Direct line to the team
Personal
At launch
per person
One login, two countries included, more as add-ons.
- Everything in early access
- 2 countries included
- CSV and PDF exports
- Weekly digest
Family
At launch
per family
Two logins, shared family view, private by default.
- Everything in Personal
- 2 seats included
- Family roll-up and sharing rules
- Emergency & legacy access
Questions, answered.
What is Worthken?
Worthken is a private, read-only net worth tracker for people with money in more than one country. It brings bank accounts, investments, retirement accounts, property, loans and cards across the US, India and other countries into one number, in any home currency.
Can Worthken move my money?
No. Worthken is read-only by design. It can see balances and holdings, but it cannot move money, place trades or hold funds. That is a core architectural rule, not a setting you could accidentally change.
Which countries does Worthken support?
Worthken launches with the United States and India, including US accounts like 401(k)s and brokerages and Indian assets like mutual funds, PPF, EPF, NPS and fixed deposits. You can add assets from any country by hand today, and each new country is added as a country pack.
How does Worthken handle multiple currencies?
Every holding keeps its original currency. Worthken converts to your chosen home currency with live exchange rates, shows the rate and time it used, and lets you switch home currency in one tap. Numbers follow local formats, like ₹1.2 Cr or $1.2M.
How do I track Indian mutual funds from the US?
Upload your Consolidated Account Statement (CAS) and Worthken imports your Indian mutual fund holdings, then values them with daily prices alongside your US accounts, in dollars or rupees.
Is my data safe?
Worthken uses passkeys with mandatory two-factor authentication, encrypts provider tokens with keys from a managed KMS, end-to-end encrypts vault documents, and never puts balances or account numbers in logs. Your data is never sold or used for ads.
Does Worthken give financial advice?
No. Worthken provides information, not advice. It explains what changed in your net worth and why, but never recommends investments or sells financial products.
Can my family use Worthken together?
Yes. Each person keeps a private login, and joint or family-owned assets roll up into a family view. You decide what is shared, and can set up emergency access for someone you trust.
How much does Worthken cost?
Worthken is free during early access. At launch there will be Personal and Family plans priced per person, with two countries included and more available as add-ons. Your data is never locked: if a payment fails, you keep read-only access.
When can I start using Worthken?
Worthken is in private beta. Email hello@worthken.com (or use any "Get early access" button) and we will invite people in batches, starting with those whose money spans the US and India.
Early access · free
Everything you've built deserves to be seen.
Drop us a line. We’re inviting people in small batches, starting with anyone whose money lives in more than one country.
Free during early access. We read every one.
This opens your email app; the site itself stores nothing. We’ll only use your email to reply and invite you, and you can ask us to delete it anytime. See our Privacy Policy.